Blog

Cutting Through the Noise


June 20, 2008

By Tom Bradley

What am I Paying for?

For a firm that prides itself in being transparent, we have been slow in clarifying our message on fees.  There are two questions that come up often, that we can address more clearly. Before I do that, however, I should ...

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June 18, 2008

By Tom Bradley

For the Feedback File

I recently received the following note from an investor: Mr. Bradley – your individual fund financial objectives, the managers, marketing approach, desire to make clarity vs. fund chaos/greed/conformity an objective, and an eMail approach to quarterly/annual data, as so clearly explained ...

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June 18, 2008

By Tom Bradley

Real Estate, Stocks and Chronic Depression

We’ve had a handful of new clients recently that brought money to Steadyhand as a result of a real estate sale. The conversations have been interesting and got me thinking. A majority of the talk has been around asset mix. What makes ...

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June 16, 2008

By Tom Bradley

'New World Order' or Not, Think Twice Before Jumping on the Bandwagon

The Globe and Mail, Report on Business Published June 14, 2008 We can't go anywhere or do anything without feeling the impact of high oil prices. It is the topic du jour and we are at the stage where every ...

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June 5, 2008

By Tom Bradley

It's Tough Beating the Index

Why do active managers find the S&P 500 so hard to beat? In his book More Than You Know – Finding Financial Wisdom In Unconventional Places , Michael Mauboussin takes a different approach to the question.  He starts by assessing ...

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June 3, 2008

By Tom Bradley

Something to Chou on

I had some interesting feedback on my Saturday column on Francis Chou .  The volume of emails was not noteworthy, but the diversity of views and the temperature level had the widest range I’ve experienced.  There were a few investors ...

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June 2, 2008

By Tom Bradley

Chou Runs His Fund the Way He Runs His Life - and That's a Good Thing

The Globe and Mail, Report on Business Published May 31, 2008 I grumbled as I read Rob Carrick's profile on Francis Chou in the latest issue of Globe Investor magazine. He beat me to it. I had visited Francis a ...

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May 28, 2008

By Tom Bradley

The Steadyhand Diaries: Postscript

We’ve had great reaction to The Steadyhand Diaries published last week in the Globe Investor magazine.  Over the next few weeks we are going to complement the Diaries with a few additional postings.  The original draft of the article was ...

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May 20, 2008

By Tom Bradley

Watching if Sprott Can Handle Life in the Heavyweight Class

The Globe and Mail, Report on Business Published May 17, 2008 On my way to a breakfast meeting recently, I walked by the 'Opening Soon' Apple store in Vancouver's Pacific Centre Mall. I know how hot that store is going ...

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May 13, 2008

By Tom Bradley

The ETF Diaries - Part V: All Dressed Up and Nowhere to Go

JovFunds Management is coming out with three ‘tactical allocation portfolios’ that will invest solely in exchange-traded funds (ETFs).  These growth, balanced and conservative mutual funds will own Horizons BetaPro ETFs and the asset mix will be actively managed by Fiera ...

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May 6, 2008

By Tom Bradley

A Belated Response to an Income Investor

Our blog on March 17th ( In Need of a Steady Hand ) generated a large number of hits, which given the investing environment at the time, is not surprising.  The main message in the posting was that investors shouldn’t ...

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May 6, 2008

By Tom Bradley

Get a Reality Check Folks: Those Low-risk Big Yields are History

The Globe and Mail, Report on Business Published May 3, 2008 Where were you in August of '82? I will always remember. I was between my years at Western in what is now the Ivey School of Business and was ...

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May 1, 2008

By Tom Bradley

Irrational Nervousness = Fertile Soil

The managers of our funds report to us formally once every quarter.  In the Income Fund report from Connor, Clark & Lunn, there was a chart that is a great indication of what the capital markets are going through. It ...

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April 21, 2008

By Tom Bradley

The Increasing Complexity - and Masked Risks - of Wealth Management

The Globe and Mail, Report on Business. Published April 19, 2008 Purdy, what were you thinking? Didn't you know how complex and convoluted investment products have become? Didn't you know this would become a hornet's nest with many different interests ...

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April 8, 2008

By Tom Bradley

Fund Fees Coming Down; Cost of Investing Going Up

Last Saturday (April 5th), Globe and Mail columnist Rob Carrick wrote a piece ( Fund Fees that Have Fallen the Most ) featuring mutual funds where the management expense ratio is falling.   He published a list of the ‘Top 30 MER decliners’ (click ...

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April 7, 2008

By Tom Bradley

Odds Can be Stacked in Your Favour Buying Bank Stocks for the Long Term

The Globe and Mail, Report on Business Published April 5, 2008 A couple of times in recent months I've used the banks as a framework for talking about investing and the buy side of the street. I'm back at it. ...

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April 4, 2008

By Tom Bradley

"You Like Me. You Really Like Me!"

Who can forget Sally Field’s acceptance speech at the Oscars in 1985?   The Canadian mutual industry has taken a page from Sally’s delivery.  As Jonathan Chevreau points out in his blog today, the Lipper annual awards gala held in Toronto ...

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April 2, 2008

By Tom Bradley

One Year Performance for the Steadyhand Funds

Oh boy, we finally get to release our investment returns .  The markets having been so...well...interesting.  We’ve been busting to get the numbers out. You may remember that until we renewed our prospectus, we weren’t allowed to provide fund returns ...

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March 28, 2008

By Tom Bradley

TD Bank - Just too Cheap!

I was in Toronto this week and met with the crew at CGOV to talk about the Equity Fund.  We covered lots of ground, which we’ll report on in our Quarterly Report that will be published on or around April ...

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March 24, 2008

By Tom Bradley

In Turbulent Times, the Wise Investor Should Ignore Fears and Get a Little Greedy

The Globe and Mail, Report on Business Published March 22, 2008 Between now and the time I publish my next column, you should receive a quarterly statement from your investment adviser or manager. Get prepared. Your net worth will have ...

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March 17, 2008

By Tom Bradley

In Need of a Steady Hand

The news just keeps getting worse.  Today it’s the announcement that one of Wall Street’s revered investment dealers, Bear Stearns, is being bailed out and shareholders are going to lose almost everything.  Despite the fact that Bear was a poster ...

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March 14, 2008

By Tom Bradley

Pushing Back on PPNs

I received an email from an investor today relating to my column in the Globe last week .  With her permission, I’ve posted our correspondence below. Mr Bradley, Our investment advisor is trying to sell us PPN's which we are ...

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March 10, 2008

By Tom Bradley

At its Heart, Investing is About Risk, and Stacking the Odds in Your Favour

The Globe and Mail, Report on Business Published March 8, 2008 During the RRSP season we were barraged with ads from the banks and insurance companies. In light of the recent market turbulence, the emphasis has been on their ‘risk ...

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February 28, 2008

By Tom Bradley

Put the Investment Guys Back in Charge

In the investment business, Royal Bank and PH&N stole all the headlines last week (including on our blog), but there was another piece of news that relates closely to what we’re doing at Steadyhand.  It was the announcement of a ...

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February 25, 2008

By Tom Bradley

Mixed Emotions: Sadness, Fascination and Excitement Over the PH&N Sale

The Globe and Mail, Report on Business Published February 23, 2008 It appeared on my BlackBerry screen on Thursday afternoon. Word from the office that Royal Bank was buying Phillips Hager & North. My first reaction was to shrug and ...

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