Blog

Cutting Through the Noise


August 19, 2014

By Tom Bradley

Buying Canada: An Inexact Science

There was a story in the Report on Business on Monday about the results so far from China’s oil investments in Canada. To date, Chinese energy acquisitions (including CNOOC’s purchase of Nexen and Petrochina’s pending acquisition of 40% of ...

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August 15, 2014

By Tom Bradley

Topping up the Spending Reserve

It's been a good time to be an investor over the last five years, but at Steadyhand we've been playing a cautionary tune of late. As we explain in our Current Thinking on the Home Page, valuations are getting stretched in the bond and stock markets. Clients should ...

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August 13, 2014

By Tom Bradley

Searching for a Portfolio Manager

One of the joys of Steadyhand's success is that we get to bring other turned-on people into the company and gain from their experiences and energy. With our growth, it's time to add some depth to the investment side of the firm. In our latest posting, we're looking ...

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August 12, 2014

By Scott Ronalds

Lunch Date

A man from Singapore recently paid over $2 million to have lunch with Warren Buffett at a New York steakhouse. It’s a pricey tab for a T-bone, but in support of a good cause. Buffett auctions off an invitation to lunch every year (for up to eight people) on eBay and the proceeds go to a charity that runs anti-poverty programs and serves free meals in San Francisco. Other financial types ...

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August 8, 2014

By Tom Bradley

The Long-term Forecast: Hazy

So far, it’s been a crappy summer in southern Ontario – cool, rainy and unpredictable. I recently finished two weeks at Crystal Lake, so I experienced it firsthand. Near the end of the holiday, I had two people say to me that we need to get used to this type of weather ...

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August 6, 2014

By Scott Ronalds

No Small Journey

If you grew up in the late 70’s or early 80’s, you know the band Journey. You probably owned one of their vinyls or cassettes, and maybe even had a poster of the quintet on your bedroom door (you know who you are). If the name doesn’t ring a bell, you’ve ...

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July 30, 2014

By Tom Bradley

Canadian Real Estate - A Crack in the Tree

“It’s like if the tree in the backyard has a crack in it, you worry it’s vulnerable to a storm. But if no storm happens, it goes on and on, and maybe eventually strengthens through growth. If the right storm comes along and knocks it onto your neighbour’s house ...

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July 29, 2014

By Tom Bradley

Meet Lori

Meet our newest steady hand, Lori Norman.

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July 23, 2014

By Tom Bradley

Want to be a Better Investor? Think of Yourself as the CEO

Much has been written about the flaws of the investment industry. Recently Michael Lewis stirred the pot with his book about high-frequency trading called Flash Boys. In this space, I’ve talked often about high fees, complex products, unattainable promises, and ...

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July 21, 2014

By Tom Bradley

Rolling, Rolling, Rolling

Steadyhand has now been in business for over seven years. That’s exciting for all kinds of reasons, but today I’ll focus on just one – investment returns. We now have 7-year numbers, and not one, not two, but three 5-year performance periods. Clients can look ...

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July 16, 2014

By Scott Ronalds

Sentiment

sen∙ti∙ment (noun) The mood of the market. The attitude of investors towards the near-term prospects for a particular index, asset class, or security. Some investment managers view market sentiment as a valuable contrarian indicator. That is, when the bulk of investors are sour on the prospects for the market, it is often a good time to buy, as much of the bad news is already reflected in prices and the ...

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July 14, 2014

By Tom Bradley

Asking About Fees

In his column in the Report on Business the other week (How to Discuss Fees With Your Investment Adviser), Rob Carrick provided investors with a list of questions to ask their adviser about fees. In case any Steadyhand clients are interested in asking the questions ...

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July 11, 2014

By Scott Ronalds

Bradley's Brief - Q2 2014

From our Quarterly Report: “It’s not the time to chase yield or return, but rather, it’s about managing risk and making sure the odds are in your favour ... I don’t think a 10-20% cash cushion is excessive at a time when we’re going through a grand economic ...

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July 10, 2014

By Tom Bradley

One National Regulator - Two Small Steps

It was announced yesterday that Saskatchewan and New Brunswick have joined Ontario and British Columbia in committing to a Federal securities regulator, currently (and hopefully temporarily) named the Cooperative Capital Markets Regulatory System. Why do ...

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July 7, 2014

By Tom Bradley

Bond Yields - Ontario vs Italy

In presentations over the last year, I’ve often referred to Ontario as the Italy of Canada. In other words, its finances are abysmal. At a time when the province’s key economic drivers, housing and autos, are booming, the fiscal deficits are large and show signs of ...

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July 3, 2014

By Tom Bradley

Addicted to Zero

I opened the Financial Times website this morning to see that the unemployment rate in the U.S. had dropped to 6.1%. Beside that headline was a story about the Dow Jones hitting 17,000. Just minutes before, I saw in the Globe and Mail that Canada and the U.S. are ...

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June 30, 2014

By Tom Bradley

Five Ways to Get Some Buffett This Summer

1). Make ‘Snowball’ your holiday read. 2). Go to summer school with Professor Buffett. 3). Read ‘The Essays of Warren Buffett: Lessons for Corporate America’. 4). Grab a beer and popcorn and watch a few Buffett videos on YouTube. 5). Head to Dairy Queen for ...

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June 26, 2014

By Tom Bradley

Getting in the Business

I saw a note that 150,000 people worldwide wrote CFA (Chartered Financial Analyst) exams on June 7th. It’s a reminder of how tough it is to get into the investment business. For some reason, lots of young people want a piece of the great gig that we have ...

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June 24, 2014

By Tom Bradley

Staying Calm in the Calm

When I was in Toronto a few weeks ago, I was walking north on Bay Street toward King and was struck by how quiet it was. It was probably just a lull in the day, but I couldn’t help but feel it was analogous to where we are in the capital markets. Things are calm ...

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June 23, 2014

By Scott Ronalds

Income Fund: Distribution Cut

We’ve decided to reduce the amount of the Income Fund’s quarterly distribution to $0.07/unit, from $0.10/unit, effective June 30th. The fund pays a fixed distribution for the first three quarters of the year (end of March, June and September), and a variable ...

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June 19, 2014

By Tom Bradley

Bubbles

As I noted in an earlier post, I heard Cliff Asness of AQR Capital Management speak last month. He’s a fun guy to listen to, illustrated by his comment, “There’s a bubble in the use of the term bubble.” He didn’t claim to have come up with this clever line, but he ...

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June 17, 2014

By Tom Bradley

CMHC - Back to its Roots

There’s a terrific article in the Globe and Mail today. It’s based on an interview with the new CEO of Canada Mortgage and Housing Corporation (CMHC), Evan Siddall. It’s terrific because Mr. Siddall and his team are taking CMHC back to where it should be ...

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June 16, 2014

By Scott Ronalds

The Best

I recently got back from a holiday in Europe. My wife and I crammed a lot into three weeks: Rome, the Amalfi coast, Tuscany, the Adriatic coast, Verona, Venice and Paris. #Yolo, as my niece says. It was our first time to Italy and France, and we took away many great memories, impressions, and carbs. One thing that stuck out was the ...

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June 12, 2014

By Tom Bradley

Fixed Income's New Reality (Live)

In a Globe and Mail column on May 8th, I talked about how investors have been moving from defense to offense in their fixed income portfolios. Indeed, many of the new income funds and structured products are aggressive enough, and/or complex enough ...

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June 10, 2014

By Neil Jensen

Who Do We Want Our Customers to Become?

We make most of the advancements to our business platform during the slower summer and early fall months. To that end, we have off-site sessions each spring in which we look at our business and prioritize the projects we want to work on. We like to organize ...

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