Blog

Cutting Through the Noise


May 19, 2009

By Scott Ronalds

Podcast: Uneasy About the Market Bounce?

Stock markets have rebounded 25-35% since the lows reached in March. Feeling uneasy about the recent bounce? In this podcast, Tom expands on his recent Globe and Mail column and provides some advice to investors who are unsure what to do...

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May 16, 2009

By Tom Bradley

Uneasy About the Market Bounce? Just Stick to Your Plan

The Globe and Mail, Report on Business. Published May 16, 2009. What do we do now? Has the market gone too far too fast? Is it projecting too robust an economic recovery? Is it going to give back its gains as corporate earnings continue to disappoint? Or is...

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May 14, 2009

By Tom Bradley

Everyone is an Economist II

As I pointed out in a recent post, we all have a tendency to become economists at extreme times like this. Everyone has a view on the economy, the dollar, Ben Bernanke, U.S. consumer debt and Wall Street’s demise. And with our increased focus comes...

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May 13, 2009

By Scott Ronalds

Morningstar Study: The Investor Experience

Morningstar recently published a comprehensive report on the ‘investment climate’ for mutual fund investors titled Global Fund Investor Experience. The report analyzes the fund marketplace in a number of countries around the world, highlighting the strengths...

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May 8, 2009

By Tom Bradley

"I Don't Know"

That’s my answer when asked where the dollar is going. As regular readers know, I’m not short on opinions, nor is it the case that I’m not well informed on the economic and political forces at work. I just think predicting currency movements is impossible...

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May 7, 2009

By Scott Ronalds

Safety is Expensive

We’ve been advising clients that safety is expensive these days. In other words, investors are getting paid very little for holding low-risk assets such as money market products and government bonds. The counterpoint is that the latter securities...

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May 5, 2009

By Tom Bradley

When in Doubt, go BIG

A writer in the Financial Times this morning suggested that BMW and Mercedes need to worry about scale. With Fiat and Porsche playing the role of consolidators, the auto industry is going to have fewer, larger players. Therefore, as the logic goes...

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May 3, 2009

By Tom Bradley

Size a Liability in Nimble Field of Stocks and Bonds

The Globe and Mail, Report on Business. Published May 2, 2009. Last week I was at the Richard Ivey School of Business speaking to an investing class. It is part of the Benjamin Graham Centre for Value Investing, which has grown in international...

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April 29, 2009

By Tom Bradley

The Silly Season is Here

The 2009 Lipper Awards have been announced and the ads and emails have started. There will be a rush of fund firms announcing the loot they've collected. Last year we had some fun with our industry's 'silly season'. We announced our own LIPPY Awards...

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April 27, 2009

By Tom Bradley

Recession or Depression?

Michael Nairne and his partner (in all respects) Joanne Swystun started a firm called Tacita Capital in 2006. It is a family office for “exceptionally affluent families.” Tacita publishes research pieces from time to time, the latest of which was recently...

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April 22, 2009

By Scott Ronalds

Podcast: Active vs. Passive Management

Many studies on active vs. passive management draw the conclusion that the latter strategy (more commonly known as ‘indexing’) is superior because it generates higher returns. Notwithstanding the ‘sloppiness’ of some of these comparisons, it is true that many...

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April 18, 2009

By Tom Bradley

Confessions of a Melancholic Money Manager

The Globe and Mail, Report on Business. Published April 18, 2009. Let me set the scene. A generic portfolio manager enters a psychiatrist's office and starts talking. Let's be a fly on the wall. Thank you for seeing me, doctor. Sure, I can lie down on the couch...

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April 17, 2009

By Tom Bradley

Bond Trades - What am I Paying?

There was great news today. The Investment Industry Regulatory Organization of Canada (IIROC) released a proposal to enhance disclosure requirements for over-the-counter (OTC) trades, including bonds. IIROC is one of two regulatory bodies for...

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April 15, 2009

By Tom Bradley

The World Has Changed

More and more commentators and experts are acknowledging that the world has changed. The framework for the future that Pimco’s Bill Gross laid out recently - namely de-levering, de-globalization and re-regulation - encapsulates what I'm reading...

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April 13, 2009

By Scott Ronalds

Podcast: First Quarter Review

In this podcast, we review the first quarter of 2009 and discuss how our funds have fared in the current market environment. While it was another ugly quarter for equities in general, there were some bright spots, with some stocks posting strong gains...

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April 12, 2009

By Scott Ronalds

Steadyhand NHL Playoff Pool

Dig out the white towel and put the razor away. It’s playoff time. Get in on the action by entering the Steadyhand NHL Playoff Pool. Entry is free, and the winner will walk away with a team jersey of their choice. Tom would suggest a Mats Sundin Canucks jersey, of...

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April 8, 2009

By Tom Bradley

'It Will Sell': Feedback from the Trenches

My last posting on packaged investment products generated a lot of feedback. There were some great comments posted on the blog, but I received many more emails from readers of the Saturday Globe and Mail. Below are snippets from some of the emails...

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April 6, 2009

By Tom Bradley

'It Will Sell': A Tipoff for Bad Investment Products

As the wealth management industry works through this bear market, investment products that promise certainty and limited downside risk are going to be popular. With guaranteed investment certificates (GICs) offering minuscule yields, stock-market...

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April 2, 2009

By Scott Ronalds

Case Study: Pat and Stephanie

Nobody likes looking at their account statement these days. No matter where you’re invested, returns are ugly. But beyond the numbers, there’s often a lot to be desired. We’ve had a number of statements come across our desk lately from investors who are looking...

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March 31, 2009

By Tom Bradley

Everyone is an Economist

Recession? Depression? Recessionary depression? Who knows? In the dark moments of an economic and market cycle, I find that everyone becomes an economist. Traders, analysts, portfolio managers, advisors and individual investors all amp up...

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March 27, 2009

By Tom Bradley

Note to Board: Please do a Reality Check

Manulife is going to pay its retiring CEO $12.5 million in 2009. Dominic D’Alessandro’s pay cheque for 5 months work will be made up of cash ($2.5 million) and restricted shares ($10 million). To quote chairwoman Gail Cook-Bennett, “[the compensation]...

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March 25, 2009

By Tom Bradley

Asset Allocation and Hindsight Bias

I received an email from a reader who suggested that someone should offer a balanced fund that is more focused on preserving capital. Rather than being stuck on a set asset mix, as most balanced funds are, the fund would have the scope to move between...

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March 25, 2009

By Scott Ronalds

Steadyhand.com Moved to a New Host

We’ve moved our website to a new host. While you may notice some small changes, including an improved comment feature on the Blog, the site and all its functionality should largely look and work the same. If you notice any oddities or are having any...

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March 23, 2009

By Tom Bradley

Take Baby Steps When Moving Back Into Stocks

The Globe and Mail, Report on Business. Published March 21, 2009. It is hard to find an individual investor who thinks that now is the right time to buy into the stock market. People that are holding cash are happy and have no intention of parting with their...

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March 20, 2009

By Tom Bradley

Relative to What

In the investment business, valuation comparisons are very important. How one security stacks up against another in terms of price to earnings ratio, cash flow multiple or yield is at the core of what we do. CP Rail is cheaper than CN because it has a lower price...

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